The various finance options we offer are shown below. The best one for you will depend on your personal circumstances and preferences. Click on any of the products for a brief explanation of how they work. If you need any assistance please do not hesitate to contact us.
Personal contract hire extends the facilities and benefits of contract hire to private individuals.
Flexible agreements based on :-
· The duration of the contract (usually18, 24, 30, 36 or 48 months).
· The annual mileage to be driven (usually between 5000 and 50000 per annum).
Personal contract hire offers the following benefits :-
· Low initial outlay.
· Fixed monthly payments enable accurate budgeting.
· Releases capital for other uses.
· Includes road fund licence.
· Minimal administration.
· Additional line of credit.
Contracts can be structured to include the following optional features.
1. Maintenance
A comprehensive maintenance package covering the cost of all servicing, mechanical repairs, tyres, batteries, exhausts etc. (does not include accident damage, abuse or misuse).
A maintenance package removes uncertainty over vehicle running costs and enables accurate budgeting. It also eliminates the administrative burden of processing invoices, resolving disputes and keeping maintenance records as these tasks are all performed for you by experts in vehicle maintenance management.
2. Roadside Assistance
This facility is provided by the AA, the RAC, National Breakdown or similar service providers.
3. Relief Vehicle
In the event of your vehicle becoming un-driveable due to mechanical failure or accident damage, a relief vehicle of a similar type will, subject to availability, be provided. Various levels of service are available. Please contact us for further details.
4. GAP (shortfall) insurance
In the event of the vehicle becoming a total loss through accident damage or theft, Gap insurance will pay the difference between the insurance settlement figure and any outstanding finance obligations. Please contact us for full details.